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End-to-End
Contactless/NFC Payment and Promotion Solution
ViVOtech
has developed an end-to-end contactless/NFC payment and promotion
solution that allow consumers to make easy payments with radio frequency-enabled
credit cards, debit cards, key fobs, and NFC-enabled mobile phones.
These innovative solutions enable:
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Existing merchant systems to accept contactless card, fob of phone
payments with minimum changes;
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Secure issuance of over the air (OTA) credit, debit, prepaid and
loyalty cards to mobile phones;
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Targeted provisioning of coupons, promotions, loyalty and messages
to mobile phones in a SPAM-free authenticated network;
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Next-generation contactless gift and loyalty programs based on
contactless and OTA technology and intelligent transaction processing.
Hundreds
of thousands of ViVOtech products are currently in use in over 25
countries and have been recognized with several industry awards.
ViVOtech’s
End-to-End Contactless/NFC Payment and Promotion Solution Diagram:
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Contactless
Terminals for Merchant Point-of-Sale (POS) System:
ViVOtech produces the best-selling ViVOpay
line of contactless payment reader/writers. These systems
enable existing merchant POS locations to accept contactless
payments with minimum changes. ViVOpay readers and writers
also allow merchants to accept coupons, promotions, and tickets
from their customers electronically and support both EMV and
MSD contactless payment programs from American Express, Discover,
JCB, MasterCard, and Visa.
Infrastructure
Software for NFC Mobile Phones and OTA Mobile Network:
ViVOnfc software suite enables NFC and Over-the-Air (OTA)
media infrastructure. ViVOtech offers two server architecture
to allow mobile carriers and banks to control their own domains
and equally collaborate to provide mobile payment applications
to their customers.
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ViVOnfc Issuer Server, VnIS, is a dedicated
server that sits in the premises of credit/debit/prepaid
card, coupon, promotion, and ticket issuers. Placed behind
the firewall, VpIS allows these issuers to manage and provision
their data over-the-air into mobile phones while managing
data security.
- ViVOnfc
Control Server, VnCS, is a server that is designed
to be operated by or on behalf of mobile phone carriers
and allows card provisioning, coupons, ticket, promotions
and advertising over-the-air into NFC mobile phones on a
per-charge basis. This creates additional revenue streams
as well as stronger customer retention for operators.
- ViVOwallet
is an easy to use NFC mobile phone application that allows
the download of cards to the mobile phone in just a few
steps and to easily manage and redeem promotions, coupons
and marketing messages at the Point of Sale using NFC technology.
The ViVOnfc solution has been used successfully in various
NFC trials to provide OTA provisioning of cards and now coupons
into NFC mobile phones, use of smart posters to collect coupons
and gather product information, and to use wallet software
to make payments.
Transaction Management
Software for 3rd Generation Payment Applications
- ViVOplatform software enables new generation of applications
like: eGift card; location-based and individualized loyalty
and promotion programs; coupon generation and redemption;
discovery/smart poster content management; prepaid and gift
card transaction managements. ViVOplatform software is being
used by existing and new transaction processing and merchant
service providers to expand their services to their retailer
customers.
For
more information, please contact
us
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